Glenn Sandler (CPA) of G.I. Tax Service Lists Tax Questions to Ask Your Accountant

A good CPA is invaluable when it comes to organizing your finances, and this is never truer than when it comes to the area of personal taxes. Here, Glenn Sandler, CPA founder of G.I. Tax Services lists five questions to ask your CPA that could provide substantial benefits for your finances well into the future.

Glenn Sandler (CPA) of G.I. Tax Service Lists Tax Questions to Ask Your Accountant
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What Information Do I Need to Keep?

In the world of taxes, paperwork is ubiquitous and keeping your head above water entails knowing exactly what documents you need to keep and which you can dispose of. Your accountant will let you know the difference between the two and will even serve as a reserve for your information. A clear picture of your financial information will help the CPA optimize the assessment statements provided to you.

How Can I Save More on My Taxes?

This is perhaps the question that is the most commonly asked of CPAs. Ultimately one of the most critical times of the year for an accountant is tax season, and they can help you leverage your situation to find numerous tax breaks. By speaking with your CPA, you will be able to find out if you qualify for any deductions or special credits and how you can claim them. On occasion, the accountant may also be able to find unique tax advantages based on your purchases and investments.

What Direct Business Expenses Can I Deduct?

In a business, several expenses are often incurred and more often than not, some of those expenses can be deducted when filing taxes. Ask your accountant which of your expenditures can be classified under business deductions. Usually, these deductions may be for costs of services that you’ve provided, equipment that was needed for your business, transportation costs, and others.

Is There Anything I Should Do to Increase My Savings?

One of the most important things to discuss with your CPA is how you can maximize the amount of money that you are putting away. By asking your accountant how you can increase your savings, you will most likely receive advice ranging from buying more efficient equipment to lower your electric costs, to the more financially related portfolio options you may want to become involved in. Savings can be interpreted as both those related to taxation as well as those related to fiscal planning. Your CPA will be able to help you with both.

How Can I Better Manage My Cash Flow?

A positive cash flow is essential for any business, and it is something that your accountant can certainly advise you on. By looking through the amount of money brought in and the amount that flows out, your CPA can analyze areas where you can improve or cut back spending. You may have overlooked a cash flow tendency and your accountant will be able to help you understand how to better manage these issues.…

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DiversyFund Looks at Long Term Investment Strategies

Long-term investments are the ones that cannot be easily liquidated at a moment’s notice or used for day-to-day expenses. The typical long-term investment is held for a year or more, sometimes with the expectation that the investment will never be sold. DiversyFund is a company dedicated to helping everyday people build wealth like the 1%. Below, DiversyFund’s founder and CEO, Craig Cecilio, shares more about long-term investments that offer diversification to your investment portfolio.

Investing in real estate is an excellent option for long-term investment.  The typical real estate investor purchases a property and holds it for an expected increase in value or rents it out using the rent to bolster his or her income.  Real estate that has been purchased through a retirement plan is also held for a longer period of time in order to realize a higher profit.

For those interested in investing in multifamily real estate, many investors end up buying into Real Estate Investment Trusts (REITs). Some firms pay out dividends, but DiversyFund has a different philosophy with their private REIT. “Instead of paying dividends, we focus on accelerating the growth of wealth by reinvesting the money. We focus on growth and taking advantage of compounding interest to build wealth over the foreseeable future,” stated Mr. Cecilio.

When done well, investing in real estate is one of the most profitable means to build wealth. You can benefit from tax deductions, appreciation of your asset and have a steadfast method of protecting yourself from inflation.

Investing in stocks is also an option for long-term investment.  Stocks have a tendency to fluctuate in value and the ability to bounce back from a drop in value provided that enough time has passed.  Investing in stocks is a popular path due to the quick pace of growth experienced by certain stocks.

Investments, whether they are in bonds, stocks, or real estate, can either go up in value or down in value.  An investor can guess what the behavior of a particular investment will be, but he or she cannot guarantee it.  Therefore, many investments perform better over time since they have an opportunity to weather any rough spots in their growth.

Inflation can have an adverse effect on long-term investments.  Every year, inflation eats a bit more into your money, taking away something that will be missed, but never replaced.  To counteract the adverse effects of inflation, an investor can choose long-term investments that target higher rates of return.

About: DiversyFund was founded to help everyday investors build wealth like the 1%. The company opens up real estate investing to the average person by breaking down traditional barriers to entry such as high minimum investments and unnecessary broker fees. Through their online platform, they are helping investors diversify their asset portfolio beyond stocks and bonds.

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Hiruy Amanuel on Global Economic Prospects: Why Invest in Africa’s Emerging Markets?

As Africa’s technological sector rises, companies and big businesses from all over the world are starting to pay attention. A lot of these tech hubs are rapidly developing and have created numerous job opportunities for Africans that have led to local technological advancement. Below, Hiruy Amanuel, the co-founder of Gebeya, looks at the global economic prospects of Africa’s emerging markets and why many are deciding to invest in these markets.

Hiruy Amanuel on Global Economic Prospects: Why Invest in Africa’s Emerging Markets?

Africa’s integration into the global economy has been occurring for the past decade and it has been occurring on an increasingly large scale. With a young workforce and an abundance of professional engineers trained within the IT sector, companies are looking to Africa not only to outsource but also to engage the talent locally and create startups within Africa. South Africa, Nigeria, Egypt and Ethiopia have all seen incremental strides in their emerging tech markets.

There are several companies which are ushering in the new global economic scale of Africa. Startups within Africa are promoting inclusion of IT professionals and the advancement of their education within the field. By investing in Africa’s tech ecosystem, there is an opportunity for global economic growth. Being a relatively untapped source of technological innovation, Africa presents a significant amount of new ideas as well as a large user base.

From the implantation of artificial intelligence in daily life to the use of mobile gaming, the emerging tech market in Africa is one of the hottest in the world. Companies like Google are paving the way for a deeply rooted technological core within Africa and are investing large amounts of capital as they see the potential for growth and development. Growth within these markets has created not only sustained economic progress for Africa’s GDP, but it has also created jobs for the engineers and developers that reside on the continent.

Deepening regional integration and increasing international trade has shown the global economy that Africa is becoming more powerful. African governments have improved tax policies and trade agreements that make foreign investors more eager to invest in businesses within Africa as well. Entrepreneurs in Africa are also making strides in promoting and adopting positive business practices and businesses on a global scale view the change to be one that is hand-in-hand with universal business values. This shift in attitude towards a more customer-centric value system has certainly helped African companies gain the interest of outside businesses wanting to work with them.

Africa has witnessed a strong insurgence of capital and new trade partners, and its emerging markets, especially in the tech sector, have seen exponential growth. Quality jobs have increased and more jobs are being produced daily as many more are being well educated within the engineering field. Moving forward into the future, Africa has put itself in a position to be a global giant in the IT-oriented world.

About Hiruy Amanuel:

He is an IT enthusiast and investor in Africa’s technological advancement. Based in Ethiopia, Hiruy Amanuel has been instrumental in the

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SEO Learning Techniques for Beginners

There are many things in SEO that if done make your site worse for the long term. A kind of sporadic link building, sporadic pages (using robots, all automatic, etc.), and other things that are now in demand by most new students.

SEO Learning Techniques for Beginners

It could be in the minds of beginners (who might be one of you), SEO is something difficult that requires coding skills, requires special abilities, and can only be run by a handful of people.

As long as you know, that opinion is not entirely true. The following are the most common mistakes, including:

1. Too focused on keyword density

Try to write articles or posts on your website naturally, don’t think too much about keyword density. What is important is that your target keywords appear in these posts, whether in the Title, paragraph beginning or end.

2. Bold, Italic and Underline are used excessively

Another mistake that is often made is to overuse Bold, Italic and Underline. Even though this method is no longer effective in increasing the ranking of your website or blog, it will actually disrupt the convenience of your website visitors.

3. Blog Loading Speed ​​is not noticed

A beginner search engine optimization often doesn’t pay attention to the loading speed of the blog or website it manages. In fact, Google is very concerned about the speed of a blog or website so that Goole users get the best experience.

Therefore, make your blog or website easy to access with fast loading. Because, websites with fast loading, are more likely to have the opportunity to be in the top position of search engines.

4. The design is not Mobile-Friendly

The mobile-friendly design is currently used by Google as a factor that really needs to be considered in making or building a website. Because, Google is aware that with the development of technology and times, more people will access everything on the internet through mobile devices rather than desktops.

With a good design and good SEO strategies, which is how LinkHelpers Scottsdale SEO do to maximize your website, it surely will able to increase your profit.

5. Only rely on SEO

For beginner SEOs, the most frequent and fatal error is only based on SEO to bring visitors to the website. Especially if the website or blog that you manage is a website that is only 6 months or 1 year old. We recommend using social media or Blog walking or Social Bookmarking as a support.

6. The Title and Meta Tag Description are not maximized

Most beginner SEOs only think about how to rank your website up on Google search engines without even paying attention to the appearance of the blog or website.

Therefore, the title and description of the website make it attract visitors to click on it, thereby increasing the number of visits to your website.…

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Derisking To make Your business Much More Attractive To Venture Capital Investors

Derisking would be the method of removing threat components from your enterprise in an effort to make it additional eye-catching to an outdoors investor or to an outside buyer. It’s among the most significant variables in the grooming approach as a way to be an desirable corporation to invest in i.e. “Investor Ready”.

There are dozens of areas and hundreds of ways in which a business may be exposed without knowing it. In the normal course of business an owner may not worry about these factors, as they are within the “comfort zone” of operation. For an external party to get involved however, they need a much more transparent organisation so they are not confronted at a later date with skeletons in the closet.

Derisking To make Your business Much More Attractive To Venture Capital Investors

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It is important because businesses already face uncertainty. And while a venture capital investor may have a reasonable tolerance for risk, they will not welcome unnecessary risk. The goal is to control as many areas of risk as possible, so at least the risks are known. Most companies who have had an internal focus (i.e. have focused on sales, marketing and operations in order to grow) have not thought about all the areas in which they are vulnerable.

The process of derisking limits the areas of exposure, and therefore decreases exposure to uncertainty. It also increases the chance of success through improvements in clarity in almost all areas of the business.

Derisking falls into two areas – one is simply clarification (i.e. creating a contract where an informal arrangement was in place) and the other a change of substance i.e. changing a supplier because it lowers risks.

Some examples include:

Formalising employee agreements. This may mean creating contracts for employees that have previously operated without one, or strengthening existing contracts. Particular issues would be with protection of IP, ownership of IP, confidentiality and restraint of trade after employees leave.

  • Creating / clarifying written agreements with suppliers
  • Creating/ clarifying agreements with customers
  • Moving “ad hoc” sales to contracted revenue where possible
  • Formalising and documenting internal processes
  • Protection of IP – patents, designs, copyright and so on.
  • Protection of data by limiting and monitoring access to key systems (CRM, accounts etc)
  • Key employee insurance (including of the owners) in the event of death.

 Creating or clarifying credit terms and policies. Getting credit offered back within trading terms, and ensuring that all credit offered is documented with the correct application forms and personal guarantees.

 Removing reliance on key personnel, in particular vulnerability to information or relationships which may be lost on their departure. This may mean adding additional points of contact to key client accounts so individual relationships are less critical.

  • Documenting key processes – getting the knowledge out of people’s heads
  • Ensuring insurances of assets are up to date, and sufficient.
  • Lowering legal exposure (liability). Ensuring insurances are held that cover product liabilities and so on.
  • Ensuring compliance with all ATO and ASIC regulations. Creating systems for their ongoing compliance.

As you can see, this is …

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