Productivity is the heart of any great entrepreneurship journey. Getting more done, on the right things, in shorter time periods marks you as someone who goes above and beyond. However, contrary to popular belief this is not something that everyone does naturally. It takes understanding what the core tenets of productivity are and how to harness them in your life. If you don’t have time to sit down for hours at a time with tomes from the likes of Peter Drucker and other management authors, consume the following eight easy ways to start being more productive today.
1. Defining Your Goals
You can’t hit a target that you don’t set in the first place. Far too many entrepreneurs make the mistake of confusing busy work with productivity. Having no time in your schedule doesn’t make you a hero. Getting the right things done does. If you don’t define what these “right things” are from the start, you risk running around in circles. Instead, create 12-, six-, and three-month timelines with specific goals for you personally and your company. Then, create a system to track these goals and hold yourself accountable. Before you know it, you will start finding ways to get these goals done more often and faster than ever before. There’s a certain magic in writing something down.
2. Hiring the Right Team
You are only as good as the weakest link on your team. That is why it is crucial to hire the best people you can find. Sometimes, you might have to pay a little more than you planned to a get a quality employee on-board. But over time, it will probably pay off.
3. Automating Work
The last thing you want is to do repetitive work in your company. If someone can write a script …
As great as it can be to qualify for a mortgage loan for veterans, you have to watch for how you are going to qualify for that loan. Prequalification is important for when you need mortgage loans for veterans at BBMC as this helps you to review the points that come with such a loan and how this can work for your benefit.
The General Process
The main process for prequalification for a mortgage loan entails a few steps. These should take a few bits to work with, although this might require a few days for a full analysis to give you a full idea of what you can expect out of whatever you might be interested in using:
- First, you have to get a proper credit report ready. This includes a review of your credit history and how you have been able to pay off various expenses.
- You must then list information on how much you are earning. This may include details on any income sources you are getting.
- A lender will review the data that you have submitted. The key is to analyze how well you may be able to pay off the loan that you wish to take out.
- After this, you should be given a basic value for how much you can borrow. This includes a specific value for a loan based on your past history.
This may work well alongside a reduced interest rate as a veterans benefit. The knowledge you will get off of the process helps you see what you can use when getting a loan while also having more control over the process of using that loan to your basic advantage.
Why Get Prequalified?
The prequalification process focuses on understanding what you are capable of borrowing for your lending needs. This should …
Investing in precious metals has proved a rewarding way to maximise the potential of savings. Like other investments prices of precious metals can go down as well as up.
Like silver and gold, platinum has to be mined from the earth. There is less platinum out there to be mined than there is gold and silver. This makes it harder to find and extract, pushing the price of platinum up. Historically platinum has sat at the top of the tree of precious metals. Rings using platinum for settings have been more expensive than gold, it has industrial uses (for example in catalytic converters in motor vehicles) and we still rate platinum credit cards above gold.
Unfortunately platinum’s price has not remained as high as one would expect.
Rumour and speculation can affect the price of platinum and one that circulated recently was that the Chinese were going to mine asteroids for platinum! It’s easy to see that such a scheme isn’t going to come to fruition any time soon …
Supply and demand
Platinum has a range of industrial applications and this is one factor that has helped keep prices high. When demand for platinum in such applications falls, so does the price. The price of platinum is therefore directly linked to the ups and downs of the global economy. Just as demand can fall, it can also rise again, which is a clear indicator of the need for potential investors to keep a close watch on movement within the market.
Those who talk about a surplus of platinum will need to catch up on latest predictions for 2018. The World Platinum Investment Council has stated that production was up, and demand down in 2017 but production is set to fall during 2018 during which demand is likely to …
Getting a mortgage for
a home will always be a big decision to make and for most people buying a home
will be the biggest purchase that they make throughout their entire lifetime.
While finding the perfect house for you and your family is one stressful part
of being a homeowner, getting your home financed can sometimes be even more
stressful. Fortunately, there are certain things that you can do to prepare to
apply any kind of mortgage
loan programs plano tx
that could make the process go a lot smoother. One of the worst things that you
can do when applying for a mortgage is to be unprepared so here are a few
things to keep in mind.
Know Your Limits
Whether the market is
rising or falling when it comes to the prices of homes in the United States,
it’s important to know just how much of a loan you can qualify for when
purchasing a home. Many lenders use a similar formula when it comes to
calculating how much they would approve a loan for that states that your
mortgage shouldn’t be more than 28% of what your gross income is. In addition,
your revolving debt payments including the proposed mortgage shouldn’t be more
than 36% of your total gross income. While this rule isn’t steadfast, it’s a
good guideline for figuring out what kind of mortgage you may want to ask for.
Have What You Need
When you are applying
for a mortgage, there will be a lot of paperwork that you will have to have. This
package of materials is fairly standard for most mortgage lenders and includes
things such as recent pay stubs, tax records, and bank account statements. If there are any large withdrawals or deposits
associated with your bank account, you …
With the ever-increasing expenses, we often tend to look for a second income. It is these alternate incomes that allow us to have all the luxuries and comforts of our life. The market today is flooded with various financial instruments that appear lucrative to every investor. However, it is imperative to choose the one that is in sync with one’s financial goals and objectives, and that’s where the Equity Linked Savings Scheme (ELSS) come to the forefront.
What are ELSS?
Equity-linked savings scheme popularly known as ELSS are close-ended, lock-in period of 3 years diversified equity schemes offered by mutual funds in India. They offer tax benefits under the new Section 80C of Income Tax Act 1961.ELSS can be invested using both SIP (Systematic Investment Plan) and lump sums investment options. There is a 3 years lock-in period and thus has better Liquidity compared to other options like NSC and Public Provident Fund. ELSS is considered one of the best tax saving instruments.
Why should you invest in ELSS
1.Shorter lock-in periods:
The best part about investing in ELSS is the, among all the tax-saving schemes, they offer the shortest lock-in period. The three year lock-in period allows the investors to save and earn good interest on their finances. It also offers the investors the liberty to update their portfolios from time-to-time to make the most of the current market trend.
2.Plenty of options:
The ELSS also presents its investors with a plethora of options to invest in. Each option available offers a diverse portfolio of stocks to choose from. This helps the investor to customize their portfolio with respect to their financial goals and objectives.
3.Start with minimum investment:
While other funds may ask for huge initial investment, ELSS allows it investors to start with a minimum of Rs. …