I think most of you are aware of the shrinking global
economy unless you have been hiding in the Himalayas for the past two years or
so. Making money, in today’s scenario, is not easy at all. You have to reduce your
spending, work 15 hours instead of 8, stop partying, but you don’t save a
negligible amount to pay your credit card bills.
You say, “I’m trying everything to improve my
financial stability.” I’m sure not. Below are some strange but smart
personal financial tips to make money fast.
1. Medical Research
No, I’m not asking you to do medical research. That
will be done by doctors and doctors. You only need to lend your body for
research. This is not as terrible as it sounds because all trials and tests are
carried out under expert supervision and they must comply with strict laws. I
don’t know about other countries, but in the US they make sure your body is
safe when doing tests. Normal trials include testing doses of drugs that have
been tested carefully, but not in humans.
There is no need to be in a good condition to get
involved because drugs are not for healthy people. Although some research looks
for a healthy body, most of them look for smokers, or obese sufferers, or
asthma sufferers. Those who are interested, be prepared for small side effects.
2. Blood trade
Donating your blood is a virtue. But this is an
opportunity in a recession. In the US, you can earn up to $ 40 per donation.
It’s safe to give a bottle of blood from your body at a certain time. Humans
recover lost blood in a day. That means you can get $ 40 per day. However, it
is not recommended to donate every day.…
In an earlier article entitled, “The Investor
Presentation – Your Chance to Set The Hook”, I talked about the importance
of making an effective, compelling investor presentation. I mentioned that an
investor presentation was an opportunity to make a great first impression,
establish credibility and create trust. Today I would like to pass along some
pointers that will help you do that. And remember, these pointers don’t just
apply to investor presentations, they apply to any presentation.
Your slides should be used only for the purpose of
supporting your verbal remarks. Your slides should not draw attention away from
you. Again, they should support you, not complete with you for audience
The best way to accomplish this is to keep the slides
simple. Limit each slide to 3-4 bullets, use fonts that are large enough to be
seen from a distance and contrast with the background of the slide.
Use as few words as possible on each slide. Try not to use
industry specific jargon. You do not want to confuse your audience or leave
them wondering what you are talking about.
It is important to use graphs, charts and images, but use
them selectively. You will not achieve any of your business goals simply
because of how clever you are at creating graphically pleasing PowerPoint
slides. Also, don’t forget that the slides should be easily printable on a
black and white printer.
Put energy and passion into your presentation. Have fun and
relax and make your audience feel at ease. We are hard wired to enjoy a story.
We’ve been listening to stories since we were born. So, use the presentation to
tell a great story about your business. Try to concentrate on the 3-4 most
important issues you want to discuss. Don’t try to do …
Bangalore, the technological hub, which is also known as the silicon valley of India draws people from every state of the country due to its job opportunities. Some of the people tend to settle there. The city comprises of a population of 1.23 crores and 10% to 12% among them are employed in the IT sector.
Now, to keep up with the metropolitan
lifestyle a person needs an amount of income as per the lifestyle. While living
in a metropolitan city like Bangalore a person can also face unexpected
expenses for some factors like transport, medical and more.
for applying for a personal loan in Bangalore
Personal Loan in Bangalore to start a new
Loans for medical expenses
Educational Loan for children
For debt consolidation
There are many people who fail to produce
documents like income proof or salary slip, which sometimes cause a hindrance
in the path of getting a personal loan. In this case, a borrower can ask the
question that is it possible to avail the loan without any documents? For them,
the answer is yes, it is difficult but not impossible.
and steps to avail a personal loan without income proof in Bangalore
First, there are some informal ways to avail a
personal loan those are as follows:
friends or relatives: A person seeking a loan can ask a friend or
relative for borrowing money. In this case, the trust of the lender on the
borrower is the main factor. In fact, the lender can lend money at a lower
interest rate than the other sources.
Private money lenders: Among the recommended options for availing a personal loan this comes at last. The reasons that can be cited for making this option as the least recommended option is that it
Getting a mortgage for
a home will always be a big decision to make and for most people buying a home
will be the biggest purchase that they make throughout their entire lifetime.
While finding the perfect house for you and your family is one stressful part
of being a homeowner, getting your home financed can sometimes be even more
stressful. Fortunately, there are certain things that you can do to prepare to
apply any kind of mortgage
loan programs plano tx
that could make the process go a lot smoother. One of the worst things that you
can do when applying for a mortgage is to be unprepared so here are a few
things to keep in mind.
Know Your Limits
Whether the market is
rising or falling when it comes to the prices of homes in the United States,
it’s important to know just how much of a loan you can qualify for when
purchasing a home. Many lenders use a similar formula when it comes to
calculating how much they would approve a loan for that states that your
mortgage shouldn’t be more than 28% of what your gross income is. In addition,
your revolving debt payments including the proposed mortgage shouldn’t be more
than 36% of your total gross income. While this rule isn’t steadfast, it’s a
good guideline for figuring out what kind of mortgage you may want to ask for.
Have What You Need
When you are applying
for a mortgage, there will be a lot of paperwork that you will have to have. This
package of materials is fairly standard for most mortgage lenders and includes
things such as recent pay stubs, tax records, and bank account statements. If there are any large withdrawals or deposits
associated with your bank account, you …
The loans paid in less than a year are known as short term loans. The short payment period term the possible sum of money you can borrow. Usually the possible amount of money you can apply for short term loan is $100 to around $1,000. Therefore, for small or emergency expenses short term loans are good decision. Short term loan is the best solution if you find yourself in a critical financial situation.
You can refer Short-term loans either to personal needs or to business purposes. In the first case, these loans cover any personal or emergency expenses between paychecks, health care or education needs, or even for vacation. Also, short term small loans online support business needs such as startup or a new plan funding and any emergency expenditure
Basically, small term loans have high interest rate. It covers a risk related with assure you with a loan. Always try to avoid falling into a trap is assemble payments on time and not skipping them.
While looking through the source of short term loans, it is important to remember that some source of loans will be suitable for some businesses, but not for others. When starting new businesses, some banks will give only shorter term loans, because longer terms loans are more risky than short term loans.
Like traditional long term loans, short-term loans normally require applicants to pay interest on the principal proceed, and usually involve smaller cash amount and shorter refund periods. Furthermore, short-term loans can be easier to obtain than their traditional long term loans.
There are various types of short term loans that a business can benefit of at varying terms and conditions:
Determine Cash Flow Issues
Short-term loans may be helpful to resolve your cash flow issues if your business has a cyclical …