Alternatives to Angel Investors

If about to catch successful in running the business enterprise with a day-to-day basis than an investor might be able to manage the business enterprise from your rapidly and thus you might like to search for a different investment source. Equity investments do have their advantages. Financial requirements vary from individual to individual. In nearly all circumstances and the raising capital, an investor will almost certainly want a seat under board directors. A well-written business plan will provide you with a lot greater advantage if you are aiming to raise venture capital from an outside source. You need a lawyer whenever you work with a private investor.

Balance sheets are a significant part of your respective business plan. Tangible property is not interesting to private investors. There are several factors to take into account whenever using a private investor. There are several resources accessible to you beyond individual investors. Mezzanine financing comes in many different forms. If your company features a patent has it relates to a certain part of technology, their business is a fantastic candidate for private equity financing.

The mezzanine financing usually will come in using a lesser cost than start financing. Mezzanine financing is less risky to investors because the business enterprise already possesses an established operating history. Owner-occupied properties are usually not funded through equity financing. Always start a negotiation by offering minimal equity. If you hold a patent, you are an excellent candidate for capital raising funding. Venture capital firms tend to invest $5 million to $10 million per business. Your financial statement requires a return and loss statement, income analysis, and balance sheet.

Not a watch venture is suitable to own capital from your third-party. You should review all legislation that could impact your organization. If you hold a patent, you are an …

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5 Weird But Creative Personal Finance Tips

5 Weird But Creative Personal Finance Tips

I think most of you are aware of the shrinking global economy unless you have been hiding in the Himalayas for the past two years or so. Making money, in today’s scenario, is not easy at all. You have to reduce your spending, work 15 hours instead of 8, stop partying, but you don’t save a negligible amount to pay your credit card bills.

You say, “I’m trying everything to improve my financial stability.” I’m sure not. Below are some strange but smart personal financial tips to make money fast.

1. Medical Research

No, I’m not asking you to do medical research. That will be done by doctors and doctors. You only need to lend your body for research. This is not as terrible as it sounds because all trials and tests are carried out under expert supervision and they must comply with strict laws. I don’t know about other countries, but in the US they make sure your body is safe when doing tests. Normal trials include testing doses of drugs that have been tested carefully, but not in humans.

There is no need to be in a good condition to get involved because drugs are not for healthy people. Although some research looks for a healthy body, most of them look for smokers, or obese sufferers, or asthma sufferers. Those who are interested, be prepared for small side effects.

2. Blood trade

Donating your blood is a virtue. But this is an opportunity in a recession. In the US, you can earn up to $ 40 per donation. It’s safe to give a bottle of blood from your body at a certain time. Humans recover lost blood in a day. That means you can get $ 40 per day. However, it is not recommended to donate every day.…

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Investor Presentation – Powerful PowerPoint Pointers

In an earlier article entitled, “The Investor Presentation – Your Chance to Set The Hook”, I talked about the importance of making an effective, compelling investor presentation. I mentioned that an investor presentation was an opportunity to make a great first impression, establish credibility and create trust. Today I would like to pass along some pointers that will help you do that. And remember, these pointers don’t just apply to investor presentations, they apply to any presentation.

Your slides should be used only for the purpose of supporting your verbal remarks. Your slides should not draw attention away from you. Again, they should support you, not complete with you for audience attention.

The best way to accomplish this is to keep the slides simple. Limit each slide to 3-4 bullets, use fonts that are large enough to be seen from a distance and contrast with the background of the slide.

Use as few words as possible on each slide. Try not to use industry specific jargon. You do not want to confuse your audience or leave them wondering what you are talking about.

It is important to use graphs, charts and images, but use them selectively. You will not achieve any of your business goals simply because of how clever you are at creating graphically pleasing PowerPoint slides. Also, don’t forget that the slides should be easily printable on a black and white printer.

Put energy and passion into your presentation. Have fun and relax and make your audience feel at ease. We are hard wired to enjoy a story. We’ve been listening to stories since we were born. So, use the presentation to tell a great story about your business. Try to concentrate on the 3-4 most important issues you want to discuss. Don’t try to do …

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How To Prepare For A Mortgage

Getting a mortgage for a home will always be a big decision to make and for most people buying a home will be the biggest purchase that they make throughout their entire lifetime. While finding the perfect house for you and your family is one stressful part of being a homeowner, getting your home financed can sometimes be even more stressful. Fortunately, there are certain things that you can do to prepare to apply any kind of  mortgage loan programs plano tx that could make the process go a lot smoother. One of the worst things that you can do when applying for a mortgage is to be unprepared so here are a few things to keep in mind.

How To Prepare For A Mortgage

Know Your Limits

Whether the market is rising or falling when it comes to the prices of homes in the United States, it’s important to know just how much of a loan you can qualify for when purchasing a home. Many lenders use a similar formula when it comes to calculating how much they would approve a loan for that states that your mortgage shouldn’t be more than 28% of what your gross income is. In addition, your revolving debt payments including the proposed mortgage shouldn’t be more than 36% of your total gross income. While this rule isn’t steadfast, it’s a good guideline for figuring out what kind of mortgage you may want to ask for.

Have What You Need

When you are applying for a mortgage, there will be a lot of paperwork that you will have to have. This package of materials is fairly standard for most mortgage lenders and includes things such as recent pay stubs, tax records, and bank account statements. If there are any large withdrawals or deposits associated with your bank account, you …

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