Three Reasons Why Angel Investing Makes Sense for Startups

Angel funding is a great way for new businesses to get the money they need to launch their operations. An angel investor is someone who gives money to a business startup, usually based on stock ownership or convertible debentures. Many angel investors are usually ready to back the new start-up in the early stages and are often willing to lend support long before most private funds are ready to do so. The money that is raised through an angel investor can be used for many different things such as paying for office space, getting a logo designed, purchasing equipment, or marketing the business.

Private Funding Source

Most venture capitalists work with only one or two private funding sources. These sources typically specialize in only high-risk, high-yield investments. That’s because venture capitalists have a lot of experience working with companies that are considered high risk. These high-yield investments are usually ones that fail very quickly, so the investors take a large loss in the process.

As a result, most angel investors focus on getting loans for small, manageable amounts of money rather than trying to source extremely risky investments. It is also much more difficult to find venture capital if you are an entrepreneur that has never had a successful business before. These entrepreneurs will need to demonstrate to potential funding sources that they have the management structure, team, and business plan necessary to generate profits. If they have substantial market experience, these entrepreneurs will also have to convince investors that … READ MORE ...

Car Loan Guidance That you Can’t Afford to Ignore

Many individuals benefit from making use of loans to buy their subsequent car. This can be a very practical approach to spread the fees of a brand new car and manage your finances. Nonetheless, a car loan can be a major commitment, and also you will need to method this responsibly. It can be vital you get a great deal of car loan tips as you can to help you to create the very best choice.

Car Loan Marketplace

The car loan industry is extensive and you will find numerous various delivers and offers obtainable. This is fine if you are familiar with the credit marketplace and know what to appear out for. Even so for those who are new to car loans then you may discover the choice accessible confusing and in some cases intimidating. If that is the case then you definitely could advantage from some expert car loan suggestions.

You’ll find several on-line sources for loan guidance that can enable guide you through quite a few distinctive solutions on present and how they could benefit you. Here are just several vital loan tips you cannot afford to ignore.

1. Setting a Realistic Price range

The way the credit market is today borrowing has by no means been a lot easier. Nonetheless, this does imply that it truly is as well straightforward to borrow additional money than you can realistically afford to repay. This could spot you beneath a great deal of pressure and you may uncover oneself … READ MORE ...

An Alternative to Venture Capital Funding – Give Control to the Company

Using Reverse Mergers Instead of Venture Capital for Venture Funding

The more you gaze at reverse mergers the harder you commence knowing that reverse mergers compare favorably using the classic capital raising model for venture funding.

Venture funding is key to the success of any new or growing venture. The classic capital raising model appears to work this way: The entrepreneur and the team formulate your business plan and try to get it looking at a venture capital firm. If they are well connected, they may succeed, but a majority of growth capital firms are overloaded with funding requests.

If the entrepreneur is not in a business that’s the latest fad among vc’s, he could not be able to find funding.

If the entrepreneur is incredibly lucky, he will be invited to pitch the VC. If the venture survives this trial, it’s going to get a capital raising terms sheets. After prolonged and adversarial negotiations, an agreement is struck along with the venture company signs hundreds of pages of documents. In these documents, the entrepreneur and the team give up a lot of the charge of the corporation and usually most of the equity inside the deal. Their stock is locked up and when they would like to sell to get some cash, they probably have to offer the customer on the VC first. Time from start to finish – ninety days or maybe more.

If the company needs more income, it requires negotiating with all the VC along with … READ MORE ...

Pursuing Your Trading Career In An Organized Way

Quite a lot of people want to become successful at trading, but are they capable of it? Do they even know how to achieve success? Of course, success might be sweet, but the journey isn’t always sweet. You would have to go through a lot of biting incidents before you enjoy the sweetness of success. However, this is not to discourage you but to make you understand that success isn’t as easy as all the scam websites portray. For example, the traders in the Hong Kong have achieved success, but if you ask for their stories, you will understand that they didn’t achieve the success easily.

Pursuing Your Trading Career In An Organized Way

Every successful story will have hard work, dedication, patience, and skills. Hence, you shouldn’t assume that success is easily achievable. Almost 90% of the naïve traders fail because they think success is simple. They enter the Forex market and get started with trading. But that’s not how trading works, you should learn before you trade. You should practice before you use the live account. Likewise, there are many essential things that you should take into consideration.

Your level of dedication defines your success

Once you earn success, you will feel that you deserve it, and that’s when you will understand that everything you did is right. When you enter start Forex trading, you will have an online trading accountwith no balance, but once you become successful, it would have a higher balance. You wouldn’t have earned that balance overnight. Rather, you would have … READ MORE ...

J.D. Perry, Baton Rouge CEO of Moss Point Financial, Reveals Alternatives to Stocks and Bonds for Investors

Smart investors with a proven track record like J.D. Perry of Baton Rouge have always kept a diverse portfolio that includes investments outside of the stock market. In fact, the super wealthy (people valued at over $100 million) keep more than half of their wealth outside of stocks and bonds.

J.D. Perry, Baton Rouge CEO of Moss Point Financial, Reveals Alternatives to Stocks and Bonds for Investors

If you’re interested in diversifying your holdings outside the market, take a look at the following choices recommended by J.D. Perry, Baton Rouge finance expert.

1. Real Estate Crowdfunding

Getting started in real estate as an investment seems daunting unless you have a lot of cash, but there are affordable ways to enter this market. If you have a high-risk tolerance, plenty of free time, and some building skills, you might be able to lure a partner or two into a house-flipping venture.

But crowdfunding networks allow you to invest a set amount of cash in real estate without picking up a hammer. Fundrise pools investors’ money and sinks it into development projects. All you have to do is collect your returns quarterly. Fundrise is the best-known name in this field; other firms in the industry include Realty Mogul and Realty Shares.

Pros: Fundrise’s minimum investment is just $500, and historic returns have been over 10%. Relatively low-risk.

Cons: Not insured. It can take months to close out your position and get your cash back, and the process is not very transparent.

2. Life Settlement & Viatical Investing

The Life Settlement market is buying life insurance policies where … READ MORE ...