How To Ensure Your Business Transitions to a Safe Delivery Model
Where delivery was once limited to select casual restaurants and small-town pharmacies, more and more businesses are embracing this service as a way to preserve business during the COVID pandemic. If you have considered adding a delivery model to your existing business, there are certain things you should do to ensure the transition goes smoothly and safely.
Conduct All Necessary Screenings
Anyone who will be driving company or private vehicles on behalf of your business should undergo a pre-employment driving record check. Look for prior accidents and moving violations that could increase your liability and possibly impact your insurance rates. This applies to current employees who are transitioning to driving roles, too. Just because someone has been a stellar employee in one role doesn’t guarantee that they will also be a great delivery driver.
Secure Appropriate Insurance Coverage
Depending on how you are planning to conduct deliveries, there are several options for securing appropriate insurance coverage. Before you send out the first driver, conduct a review of your current policies. Talk to an agent who can help you decide what coverage you need to limit liability and reduce additional risks to your business’ financial security. A few options you might consider include:
- Increase your business liability coverage limits
- Add any additional drivers to your company auto policy
- Secure a hired and non-owned auto coverage endorsement to your standard insurance
Provide Clear Signage for Delivery Vehicles
There are several reasons you want delivery vehicles to be clearly marked. First, it helps … READ MORE ...
Asset Finance Companies Predict Boost in Organization Lending
New research in the Finance & Leasing Association has revealed that asset finance companies are cautiously optimistic about business lending over the next 12 months despite the troubles many firms have experienced in recent months.
Its most recent quarterly Asset Finance Confidence Survey, which questioned senior executives with the FLA’s Asset Finance Division earlier this month, found that 74% are expecting a rise in small business lending within the next three months. This is 6% higher than the corresponding study was undertaken three months ago.
An even higher proportion expect a rise in lending over the next 12 months (77%) within the hope UK businesses discover it easier to access the funding they need to have to grow and therefore boost the economic recovery.
The figures follow other recent news in the FLA that its members advanced 2.9 billion of new finance to SMEs within the final quarter of 2011 for investment in equipment and machinery. This, coupled with the latest figures in the Asset Based Finance Association revealing 16 billion was released to its members’ clients in Q3 2011, demonstrates just how effective asset-based finance has been at plugging the funding gap that Project Merlin has failed to fill, according to Bank of England statistics.
As a result, 72% of those surveyed expect a slight improvement in domestic economic conditions over the next 12 months, which is up 2% on the previous survey, which was conducted.
Geraldine Kilkelly, Head of Study and Chief Economist at the Finance & Leasing … READ MORE ...
Beer and Food Pairing Guide
Certain beers certainly seem to go well with some foods. Almost always, the pairings below guarantee a great meal, balanced with an incredibly refreshing brew, or at least that’s what beer gurus say now! At times the types of beers by countries determine the combination or pairing. Let’s take a look at some pairing below
Irish Stouts + Vegetables Grilled
The flavour profile of grilled vegetables such as onions, peppers, and mushrooms appears to be earthy and savoury. Often, however, they can be a bit too sweet or a bit too rich for most beers.
Pairing grilled vegetables with a dark, roasted beer with a slight hint of malty sweetness would be the solution. As are most amber lagers, Irish dry stouts are ideal for this. Brown porters tend to fare well, particularly if you want to bring out the char flavours in your grilled goodness.
Polenta, Risottos, and Creamy Pastas + Amber Lagers
If you eat grain or wheat-based dishes such as risotto, fluffy pasta, or polenta, choosing a light, hoppy beer like an American Amber Lager would work in your favour. The reason this combination works is that these light brews contain hops. Actually, the grain flavours complement the hops very well, and without feeling strong, the beer offers a refreshing taste.
A Bohemian-Style Pilsner or similarly crisp-yet-hoppy beer will do the trick if there is no Amber Lagers on the menu. For this pairing, Brooklyn Lager makes a great Amber Lager. Blonde ales and wheat beers are … READ MORE ...
Uses For Business Finance Loans
When applying for business finance loans, the money you receive can be made use of on a variety of choices. One particular item may be the property for which the business will likely be positioned. In the event the construction you are going to be leasing demands improvement, you can make use of the funds for that. The funds can also be employed for any renovation or building that must be performed. The business will want supplies that you can use the loan towards. As an illustration, the buy of furniture, electronics, machinery you may need, and fixtures.
Finding Approval for Business Finance
Before applying for business finance, you may like to verify your business credit score. Ask the lending institution what is the minimum business credit score is necessary to be approved. You’ll want to know these details, so you don’t apply in the lending institution that your score doesn’t meet the specifications.
If 3 lenders do the check of your score and you aren’t approved, then the chances another lender will approve it are slim. Diverse lenders could demand diverse criteria to met, before you apply, ask for this information and facts. You may also search on the web at diverse lenders to view what they call for.
Distinctive Sorts of Business Loans Out there
There is certainly a lot more than one particular business loan that you may apply for. You can want to research each of them to create positive you try the single that finest … READ MORE ...
Why Having a Work-Life Balance Is Important
It’s difficult to establish a balance between managing your work schedule and taking some time off to recharge. Most employees are pressured to work longer hours and are often required to attend group functions frequently. This leaves little time for them to pursue their own goals. Fortunately, it’s possible to balance both of these aspects that help define your life. There are four reasons why it’s important to balance the time you dedicate to your profession with the time you spend close to home.
Decreases Burnout
Although job burnout isn’t considered a medical condition, the intense buildup of stress can promote unhealthy lifestyle habits. You’re more likely to lose patience with customers and other coworkers, perpetuating negativity and drama in the workplace. Burned out employees feel less enthusiastic about future goals and may lash out at others with cynical remarks. Taking an incremental approach with your workload decreases stress and increases efficiency.
Boosts Productivity
You may feel busier with more to do, but slogging through mountains of paperwork outside of work hours doesn’t make you more productive. Employers who want to know how to keep employees motivated should resist the temptation to perceive relaxation as laziness. Employees who take occasional time off often return to work with a renewed attitude, lowering absenteeism and motivating them to complete more work than usual on their own. It’s important for employers to delegate tasks to employees and set a schedule they can manage.
Increases Social Life
Human beings are social creatures. Spending … READ MORE ...